Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. The Board of Trustees may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

Disclaimers
The materials on this Site are for informational, educational, and noncommercial purposes only. The information on this site is provided "AS IS." You may use the content to learn about the benefits and services of the Funds. Information on the Site is generally deemed to be accurate. However, information on this Site does not overrule the official plan documents, rules and regulations. Only the Trustees are empowered to interpret the Plan's Rules and Regulations.

The Funds have provided links to outside sites, but are not responsible for the content or the availability of these sites. The Funds do not regularly review materials posted on the linked sites, nor do they endorse all of the materials appearing at such sites. Any use of the links provided to other sites shall be at the sole risk of the user.

Your Account
Certain parts of this Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide the Funds with current, complete, and accurate information as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected information, through any means not intentionally made available to you by the Funds.

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this Site, and for logging off of your account and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact the Trust Office immediately. The Funds will not be liable for any loss or damage arising from your failure to comply with this paragraph.
Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information and you consent to such transmission.

The users of this website may submit personal information to the Funds or other third parties mentioned in the Site electronically by clicking "Submit" where indicated. The Funds are unable to ensure that the data submitted electronically will not be intercepted by third parties, regardless of whether the user selects a web browser with security features. All submission of personal information shall be at the user's own risk, and the Funds shall not be liable for any damages therefore, including consequential damages.

Limitation of Liability.UNDER NO CIRCUMSTANCES WILL THE TRUSTEES, THE FUNDS OR OTHER RELATED OR THIRD PARTIES MENTIONED IN, OR INVOLVED IN CREATING, PRODUCING, OR DELIVERING THIS SITE BE LIABLE FOR ANY COMPENSATORY, DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES WHATSOEVER ARISING OUT OF YOUR ACCESS TO, USE OF, INABILITY TO USE OR THE RESULTS OF USE OF THIS SITE WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT THE FUNDS WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FUNDS SHALL HAVE NO LIABILITY OR RESPONSIBILITY FOR ANY ACTS, OMISSIONS OR CONDUCT OF ANY USER OR OTHER THIRD PARTY. Applicable laws of your jurisdiction may give you additional rights or may limit the effect of the waivers contained herein.